Acceptable Use Policy

This Acceptable Use Policy (“AUP”) applies to every user of the ChartOfAccounts.ai services. Violations may result in immediate suspension, termination, and (where appropriate) referral to law enforcement.

You may not use the Service to:

• violate any applicable law, regulation, or third-party right, including intellectual-property, privacy, contract, or accounting/tax rules;
• upload data you do not have the right to submit, including data obtained without the data subject’s authorization;
• misrepresent AI-generated output as certified accounting, tax, or legal advice;
• engage in fraud, money laundering, tax evasion, or financing unlawful activity, including by manipulating books or records;
• send spam, phishing, or other unsolicited bulk communications;
• upload or transmit malware, ransomware, worms, time bombs, or any other malicious code;
• probe, scan, or test the vulnerability of the Service, breach authentication or security measures, or access non-public areas of the Service without authorization;
• scrape, harvest, or extract data from the Service except via documented APIs and within published rate limits;
• reverse-engineer, decompile, or attempt to extract the source code or models powering the Service, except to the extent applicable law expressly permits;
• resell, white-label, or expose the Service to third parties without our prior written agreement;
• use the Service to develop a competing product or to train any machine-learning model;
• interfere with or disrupt the Service or any other user’s use, including by generating excessive load, bypassing rate limits, or running automated tools beyond reasonable, account-level use;
• access or use the Service from a U.S.-embargoed jurisdiction or in violation of U.S. export or sanctions laws.

You may not:

• submit prompts or data designed to elicit unsafe, deceptive, or illegal output;
• use the Service to generate content intended to mislead investors, auditors, regulators, or any other party about a company’s financial position;
• use the Service to generate output that you then present as having been produced by a credentialed accountant, CPA, or other professional, without disclosure.

We investigate suspected violations. We may suspend or terminate access without prior notice when we reasonably believe a violation is occurring or has occurred. Where reasonable, we will give you a chance to cure. We may preserve and disclose information to law enforcement when required by law or when we have a good-faith belief that disclosure is necessary to protect users, the public, or our rights.

To report a suspected violation of this AUP, email legal@chartofaccounts.ai. Please include URLs, account identifiers, and any evidence you can safely share.